Digital Banking and Fintech N1632

2024/2025

Media- Video

Introduction

This video presentation is designed to assist you in writing your final project at the end of this term.

This presentation can serve as the first step towards gaining a practical understanding of the banking industry. If you aspire to work for a bank that is expanding and utilizes the latest financial databases like Bloomberg, this  project will be invaluable. Whether you have an upcoming interview with a potential employer or plan to pursue a career in  FinTech and Banking, this experience will broaden your horizons and help you identify job opportunities and types of banking that align with your interests and skillsets. This, in turn, will enable you to build a compelling candidate profile as you continue your studies and embark on your job search.

Requirements for the Video Project

This project is an individual assignment, designed to prepare you for future teamwork in a real-world working environment. The video project, constituting 30% of your final grade, will be based on three tasks linked to each part of this module. The video should have a duration of approximately 5-8 minutes.

Attend Lectures and Seminars: These sessions will provide crucial details about each task and the  expected outcomes.  Active participation is essential to ensure a comprehensive understanding of the material. Please do not hesitate to ask clarifying questions during these sessions.

Originality: This video must be your own original work. Maintain your unique voice and face perspective throughout the script. and presentation. You are required to submit all supporting files, including data from Bloomberg and relevant figures for your chosen bank and its competitors, generated using Bloomberg's built-in functions. You must also submit the video script. which includes all reference at the end.

By Week 3, each student must select a different bank for their project. This bank selection must be approved by the lecturer.

Video content.

There are main parts (30/35/35).

Students must address the following problems in the context of this video: Define the bank and its competitors:

•     Start with a brief overview of the bank, including its size, location, and target market

•     Identify the bank's main competitors and briefly compare their business models, financial performance, and competitive advantages by using Bloomberg/Orbis functions

•    You use visuals like charts or tables to present this information concisely and effectively (for instance, market value- Bloomberg function GP)

Trend analysis of key components of the Balance Sheet:

•     Focus on key metrics that reflect the bank's financial position, such as total assets,

liabilities, equity, loans, deposits, using critical thinking to explain impact factors and Blomberg resources

•     Use charts or graphs to show trends in these metrics overtime and highlight any significant changes or areas of concern by using Bloomberg figures built

•

•     Be sure to explain the reasons behind the trends you observe and link them to broader economic or industry factors or legal frameworks.

Trend analysis of income statement:

•    Analyse the bank's revenue, expenses, and profitability overtime.

•     Identify key drivers of revenue growth, such as net interest income, fee income, and trading income.

•     Explain how changes in expenses, such as provisions for loan losses or administrative costs, have impacted profitability.

•    Analyse the potential impact of these regulations on the bank's future profitability

A video creation

Creating your video submissions via two main ways:

i).Using Adobe Spark Video to create animation style videos

ii).Using Zoom to create screencast presentations.

The video can also contain PowerPoint slides and be delivered as an oral presentation and recorded. After consulting with the lecturer, it is possible to use other presentation software to complete the presentation. You can use one or more of the video-making tools that have been presented to you (ScreenCastify, AdobeSpark, VideoScribe), or you can also use a more complex one (Adobe creative cloud).

The sophistication of the tool you use is one of the assessment criteria.

If you only use your mobile phone to upload a talking-head video, you are unlikely to achieve the highest passing grade.

It is recommended that you do a trial presentation in advance to check and see if you can deliver the display within the time limit allocated (max 5 minutes). The presentation should include the bank name and the student number.

Useful tips

Can two students research on the same bank?

-No. Therefore, pick the bank you want to work on as soon as possible and let me know when you are sure of it. I will update the list of banks/companies that have been chosen, so please remember to check whether there is any choice clash. If somebody else has announced the company you plan to work on ahead of you, you will need to change your target bank.

Attend lectures and seminars: These sessions will provide essential details about each task and expected outcomes. Actively participate to ensure a comprehensive understanding and ask clarifying questions if needed.

Choose wisely: Select a bank operating in the designated country of origin (e.g., UK).

Crucial: Provide documented proof of registration from the relevant authority (e.g., Companies House for UK banks). Ensure your chosen bank remains the same throughout this project and blog project, as lecturer approval is required.

Captivate with narrative: Craft a compelling video presentation (5-8 minutes) that weaves a strategic narrative and showcases your storytelling skills. Remember, dry facts and figures alone won't suffice. Engage your audience with a captivating story that brings financial  concepts to life. Offer tips on speaking clearly, maintaining good pacing, and effectively conveying your points through voice and tone.

Student participation during the seminar is important to finish this task and it is the considerable factor for final mark (seminar active participation, submission to Canvas)

IV. Assessment Criteria